Because there’s no longer a real wildfire season in California, almost every fire related statistic is on the rise: acres burned, lives lost, cost of insurance.
It has become harder for people in fire-prone areas to get or keep insurance. But there are some ways you can help protect both your home and your insurance policy. Many carriers are now performing property inspections and changing their underwriting guidelines.
To keep your policy in place, you should maintain wildfire preventative measures around your home, keep up to date on your billing, and review your policy regularly to make sure you have the proper coverage for the value of your home.
If your policy is non- renewed, there may be other "non-standard" options available to you such as CA Fair Plan, but these can be both costly and more limited.
For more information on protecting your home, please visit http://calfire.ca.gov/fire_prevention/fire_prevention.