Personal Lines

Personal Lines Information

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Protect yourself and your family from the expense and worry.



Whether you are on the road or in your home, we can help prepare you for life’s unexpected emergencies.  Thousands of home and auto owners trust Clinton Polley Group to help them insure their most valuable possessions.


From your first house to your dream home, our premier advisors will tailor a comprehensive plan that prioritizes your needs so we can better advocate on your behalf.


Our home insurance policies can include coverage for the following:

  • The physical structure of your home at replacement cost
  • Replacement of your personal possessions
  • Additional living expense (in the event of covered loss or a natural disaster)
  • Personal liability insurance
  • Guest medical payments

Our fully adaptable policies can be customized with further endorsements or additions to enhance your homeowners protection.  Our clients can benefit from additional coverage options including: 

  • Valuable Articles/Scheduled Personal Property (e.g. Jewelry, Artwork, etc.)
  • Flood insurance
  • Earthquake insurance
  • Animal Liability (liability issues due to household pets)
  • High Brush risk policies
  • Condo and Renters policies

Personal auto insurance policies protect you whether you are driving a used car or a sports car.  Key auto insurance coverages include:

  • Bodily Injury and Property Damage Liability - covers injuries or property damage to others caused by the policyholder while operating an automobile
  • Medical Payments - covers medical treatment of the driver and passengers of the policyholder's car in the event of an accident
  • Physical Damage - covers damage to the policyholder's vehicle
    • Collision Coverage - covers damages that result from a collision with another vehicle or object
    • Comprehensive Coverage - covers damages resulting from incidents other than collision
  • Uninsured Motorist Coverage - covers medical treatment of the policyholder's injuries in the event of a collision with an uninsured or underinsured driver

Additional endorsements are also available:

  • Roadside Assistance
  • Extended Transportation/Rental Car Coverage
  • Safety Glass
  • Original Manufacturer's Parts
  • Loan/Lease (GAP) Coverage

Additionally, we can provide specialty coverage for other unique exposures including:

  • Personal Umbrella
  • Landlord Protection
  • Watercraft
  • Recreational Vehicles
  • Motorcycles & ATVs
  • Hobby Farms
  • Collector & Classic Cars

We go beyond insurance to understand what your goals are.  We use various strategies to protect you and your lifestyle and design our programs to provide you the protection you need to achieve those goals.

Please call us at (916) 984-3000 or contact us at

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